Terms & Conditions

Acceptance of Terms

Welcome to Galmado. By accessing and using this website (galmado.com), you agree to comply with these Terms and Conditions. If you do not agree with any part of these terms, please do not use our site.

Service Description

Galmado is an educational portal that provides information, resources, and content related to personal financial education for Peruvian citizens. All content is purely informational and educational in nature.

User Responsibilities

By using this site, you agree to:

• Provide truthful information in any form you complete
• Use the content for personal and non-commercial purposes only
• Not reproduce, distribute, or modify the content without prior authorization
• Not attempt to access restricted areas of the website
• Comply with all applicable laws and regulations in Peru

Intellectual Property

All content on this website, including text, graphics, logos, icons, images, and software, is the property of Galmado S.A.C. or its content providers and is protected by intellectual property laws of Peru and international treaties.

Limitation of Liability

The content on this site is provided "as is" without warranties of any kind, express or implied. Galmado does not guarantee the accuracy, completeness, or timeliness of the information presented.

• Galmado is not responsible for financial decisions you make based on information from this site
• Past returns mentioned in educational materials do not guarantee future results
• We recommend consulting with certified financial professionals before making investment decisions

External Links

This site may contain links to third-party websites. Galmado does not control and is not responsible for the content, privacy policies, or practices of external websites.

Modifications

Galmado reserves the right to modify these Terms and Conditions at any time. Changes will take effect immediately upon publication on the site. Continued use of the site after publication of changes constitutes your acceptance of them.

Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of Peru. Any dispute will be submitted to the exclusive jurisdiction of the courts of Lima, Peru.